Todd P Smith's Blog Posts

Will Waiting To Purchase a Home Save You Money?

Waiting To Buy a Home Could Cost You [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again

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How Sellers Can Thank Veterans for their Service

Home Sellers: There Is an Extra Way To Welcome Home Our VeteransSome veterans are finding it difficult to obtain a home in today’s market. According to the National

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Will We Soon Face a Foreclosure Crisis After Forbearance Ends?

4 Reasons Why the End of Forbearance Will Not Lead to a Wave of ForeclosuresWith forbearance plans about to come to an end, many are concerned the housing market will experience a wave of

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Storm Clouds on the Horizon for Sellers?

A Look at Housing Supply and What It Means for SellersOne of the hottest topics of conversation in today’s real estate market is the shortage of available homes. Simply put, there

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Pop Quiz: How Well Do You Know Real Estate Lingo?

Pop Quiz: Can You Define These Key Terms in Today’s Housing Market? [INFOGRAPHIC]Some HighlightsThe language of buying and selling a home may sound scary at first, but knowing how key terms

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What Four Key Trends Define Today's Housing Market?

Today’s Real Estate Market Explained Through 4 Key TrendsAs we move into the second half of the year, one thing is clear: the current real estate market is one for the record books. The exact

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How's that WFH (Work From Home) Adjustment Working For you, Anyway?!!!

Remote Work Has Changed Our Home Needs. Is It Time for Your Home To Change, Too?Over the past year, many homeowners realized what they need in a home is changing, especially with the rise in remote

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This Aint No Housing Bubble - and Here's Why

3 Charts That Show This Isn’t a Housing BubbleWith home prices continuing to deliver double-digit increases, some are concerned we’re in a housing bubble like the one in 2006. However, a

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Things to Be Wary of Before Interest Rates Rise

What You Should Do Before Interest Rates RiseIn today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven

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Signs of a Thaw: Good News for HomeBuyers

Experts Agree: Options Are Improving for Buyers [INFOGRAPHIC]Some HighlightsBuyers hoping for more homes to choose from may be in luck as housing inventory begins to rise. Many

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Typical? What's Typical These Days?

Why This Isn’t Your Typical Summer Housing MarketIn real estate, it’s normal to see ebbs and flows in the market. Typically, the summer months are slower-paced than the traditionally

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Top Four Reasons to Sell This Summer

4 Major Incentives To Sell This SummerWhile the housing market forecast for the second half of the year remains positive, there may not be a better time to sell than right now. Here are

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Beware: The Fatal Mistake When Selling Your Home

Selling Your House? Make Sure You Price It Right.There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the

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Top Three Homebuyer Myths: Exploded!

The Truths Young Homebuyers Need To HearFor many young or first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure

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Housing Availability May Have the End In Sight

Home Builders Ramp Up Construction Based on DemandIf you’re thinking of buying a home, there really is no time like the present. With today’s low mortgage rates, you have a great

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Mind The (Appraisal) Gap!

What To Expect as Appraisal Gaps GrowIn today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the

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What Are The Top Four Real Estate Expert Data Geeks Saying About the Market?

Are We in a Housing Bubble? Experts Say No.The question of whether the real estate market is a bubble ready to pop seems to be dominating a lot of conversations – and everyone has an opinion.

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Experts Chime in With Housing Market Predictions

What Do Experts See on the Horizon for the Second Half of the Year?As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near

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How to Maximize Your ROI When Selling Your Home

Save Time and Effort by Selling with an AgentSelling a house is a time-consuming process – especially if you decide to do it on your own, known as a For Sale By Owner (FSBO). From

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Don't Give Up: It's Worth Waiting For

Homebuyers: Hang in There [INFOGRAPHIC]Some HighlightsToday’s sellers’ market provides unique challenges—and benefits—for buyers.Current low interest rates won

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Looking for a Second Home? Take a number...

Demand for Vacation Homes Is Still StrongThe pandemic created a tremendous interest in vacation homes across the country. Throughout the last year, many people purchased second homes as a

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For Many, the Pandemic Wasn't All That Bad

Homeowner Wealth Increases Through Growing Equity This YearBuilding financial wealth and stability remains one of the top reasons Americans choose to own a home, and as a homeowner, your

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Why On Earth are you Still Renting?

Owning a Home Has Distinct Financial Benefits Over Renting [INFOGRAPHIC]Some HighlightsWhen you rent, you build your landlord’s wealth, your monthly payment depends on ever-rising

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First Things First - HomeBuying 101

Pre-Approval Makes All the Difference When Buying a HomeYou may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what

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You Won't Win The Offer Game Unless You ...

5 Things Homebuyers Need To Know When Making an OfferWhen it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren

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Tick Tock...the Market is in the Early Stages of a Shift

Don’t Wait To Sell Your HouseWe’re in the ultimate sellers’ market right now. If you’re a homeowner thinking about selling, you have a huge advantage in today’s housing

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Equity Growth vs Affordability: Can You Afford NOT to Buy A Home Now?

Housing Wealth: The Missing Piece of the Affordability EquationThe real estate market is soaring today. Residential home values are rising, and that’s a big win for homeowners. In 2020, there

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New Listings are Up. Maybe the Housing Shortage Will Lessen?

Hope Is on the Horizon for Today’s Housing ShortageThe major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy.

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Talk Is Cheap. Good Advice is Priceless. Choose your REALTOR Wisely.

The Right Expert Will Guide You Through This Unprecedented MarketIn a normal market, it’s good to have an experienced guide coaching you through the process of buying or selling a home. That

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Your Housing Needs Have Changed. So Now What?

Have Your Day in the Sun by Moving Up This Summer [INFOGRAPHIC]Some HighlightsLonger days and sunny weather mean summer is upon us, and what better conditions than right now to upgrade to

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Are Housing Prices the Wild Wild West? Think Again!

Home Price Appreciation Is as Simple as Supply and DemandHome price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any

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To Win a Bidding War for a House You Really CAN Afford, Try a Different Price Point!

In Today’s Market, Listing Prices Are Like an Auction’s Reserve PriceFor generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the

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Keep Your Primary Residence, but Consider Selling Your Second Home

Why You May Want To Cash in on Your Second HomeWhen stay-at-home mandates were enforced last year, many households realized their homes didn’t really fulfill their new lifestyle needs. An

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Why All The Fuss and Frenzy in the Housing Market, Anyway???

What’s Motivating People To Move Right Now?This year, Americans are moving for a variety of reasons. The health crisis has truly reshaped our lifestyles and our needs. Spending so much more

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Let's Blow Holes in the Rent vs Buy Myth

How Misunderstandings about Affordability Could Cost YouThere’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on

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June is Homeownership Month. So What!?!?!

Top Reasons To Own Your HomeSome HighlightsJune is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.If you’re thinking of buying

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Looking to upgrade? Now might be the perfect time

Dreaming of a Bigger Home? Why Not Buy It This Year?Are you clamoring for extra rooms or a more functional floorplan in your house? Maybe it’s time to make a move. If you’ll be able to

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What's America's Preferred Investment?

Americans Choose Real Estate as the Best Investment [INFOGRAPHIC]Some HighlightsFor the eighth year in a row, real estate maintained its position as the preferred long-term investment

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To Move? Or to Refinance? Let's do the math and see what's best for you

Should I Move or Refinance?The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning

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Timing is everything...and the data is quite revealing!

Sellers Are Ready To Enter the Housing MarketOne of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply

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Don't Overlook These Costs of Buying a Home!

Don’t Forget to Budget for Closing CostsWhen buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment

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I've Been Saying This All Along - Now the Experts Agree!

For Buyers, For Sellers, Housing Market Updates, PricingExperts Say Home Prices Will Continue to AppreciateIt’s clear that consumers are concerned about how quickly home values

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The Numbers Tell the Story: Why It's Time to Sell Your Home Now

For Sellers, Housing Market Updates, Move-Up Buyers, Selling Myths3 Graphs Showing Why You Should Sell Your House NowThere’s no doubt that 2021 is the year of the seller when it

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You May Not Realize What You're Missing Out On By Waiting

Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, PricingWhy Waiting to Buy a Home Could Cost You a Small FortuneMany people are sitting on

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What Will Mortgage Interest Rates Be In A Year?

First Time Home Buyers, For Buyers, Interest Rates, Move-Up BuyersAre Interest Rates Expected to Rise Over the Next Year? So far this year, mortgage rates continue to hover

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Undecided? Here's Why You Should Consider Selling Now

For Sellers, Housing Market Updates, Move-Up Buyers, Pricing, Selling Myths4 Big Incentives for Homeowners to Sell Now The housing market keeps sailing along. The only

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Systemic Changes in the Real Estate Market Attributed to the Pandemic

or Buyers, For SellersSome Buyers Prefer Smaller HomesOver the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call

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Good News for Homeowners in Forbearance!

Distressed Properties, Foreclosures, Housing Market Updates4 Major Reasons Households in Forbearance Won’t Lose Their Homes to ForeclosureThere has been a lot of discussion as to

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TRENDING: Multigenerational Housing

Baby Boomers, Demographics, For Buyers, For Sellers, Generation X, Housing Market Updates, Infographics, Millennials, Move-Up Buyers, Senior

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Buying or Selling Real Estate? Take Advantage of These Benefits!

For Buyers, For Sellers, Housing Market Updates, Interest RatesBuyer & Seller Perks in Today’s Housing Market Right now, the housing market is full of outstanding

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Is Home Ownership Really Worth It?

First Time Home Buyers, For Buyers, Rent vs. BuyHomeownership Is Full of Financial BenefitsA Fannie Mae survey recently revealed some of the most highly-rated benefits of

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It's Tempting To Sell Your Own Home, But ...

For Sellers, FSBOs, Pricing, Selling MythsDon’t Sell on Your Own Just Because It’s a Sellers’ MarketIn a sellers’ market, some homeowners might be tempted

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How Has The Past Year Altered The American Dream of Home Ownership

Buying Myths, Demographics, First Time Home Buyers, For Buyers, MillennialsIs Homeownership Still Considered Part of the American Dream?Since the birth of our nation,

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The US Government Wants To Help You Buy A Home This Year!

Down Payments, First Time Home Buyers, For Buyers, Move-Up BuyersYour Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a

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How Does Listing Square Footage Vary from an Appraisal Measurement?

© fizkes - AdobeStockHow To Handle Square Footage IssuesShare  otage is important in home sales and a key number for helping to set a home’s price. But what happens when the

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Keeping Safe During an Open House

How to Keep Your Home Safe During an Open HouseOpen houses can increase the likelihood that your home will sell but it can also increase the potential of theft. “With so many people touring

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Are We In a "Bubble" Again? Will the Market Crash?

For Buyers, For Sellers, Pricing5 Simple Graphs Proving This Is NOT Like the Last Time With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19),

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Interest Rates Changing? See What The Does to Your Housing Budget

First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, PricingHow a Change in Mortgage Rate Impacts Your Homebuying Budget193SHARES0794110Mortgage rates are on the

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Good News for Sellers!

For Sellers, Housing Market Updates, Infographics, Move-Up BuyersBuyer Competition Is Good News for Sellers [INFOGRAPHIC]Some HighlightsWith so many buyers looking for homes to

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Market Dynamics Favor Selling Sooner Rather Than Later

For Buyers, For Sellers, Housing Market UpdatesThinking of Selling? Now May Be the Time. The housing market has started off much stronger this year than it did last year. Lower

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Austin Housing Market Explained in Two Numbers

Red-Hot Austin Housing Market Explained in Two NumbersBy Brandon Cornett | April 2, 2021 | © HBI, all rights reservedWe need some new adjectives to describe the real estate market in,

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More Real Estate Myths Exposed ... Don't Be Duped

Buying Myths, For Buyers, For Sellers, Housing Market Updates, Infographics, Pricing, Selling Myths2021 Real Estate Myth Buster [INFOGRAPHIC] Some HighlightsThere

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Are We Repeating the Mortgage Mistakes of the 2007 Recession

For Buyers, For Sellers, Housing Market UpdatesThere’s No Reason To Panic Over Today’s Lending StandardsToday, some are afraid the real estate market is starting to look a lot

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Taking the First Step in the Homebuying Process

First Time Home Buyers, For Buyers, Move-Up BuyersThree Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey When the number of buyers in the housing market 

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How To Really Compete as a Buyer in this Red-Hot Market

6 Steps for Buyers Competing in a Tight MarketCategories: Down Payment Assistance Down Payment Help First-Time Homebuyers Home Buying Home Buying Process Homebuyer

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The 20 Percent Downpayment Myth...Busted

You Don’t Need 20 Percent Down to Buy Your Next Home. Here’s why.Categories: First-Time Homebuyers Home Buying Process Homebuyer ProgramsA down payment is simply the

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Tight Housing Market? You Need to Re-Think Your Approach to Listing Prices

Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers, PricingWhy You Should Think About Listing Prices Like an Auction’s Reserve

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5 Inspiring Home Trends and Remodeling Trends for 2021

With the impact of COVID-19 seeming to be having a permanent impact on our lifestyle, in my latest blog post I examine several trends in home design and remodeling that are likely to be with us for

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Cutting Costs With Organic Food

Organic food usually tastes better, and is better for you, but it can also be very expensive compared to non-organic products. Organic food can cost nearly 50 percent more, thanks to the extra labor

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