Todd P Smith's Blog Posts

Is Home Ownership Really Worth It?

First Time Home Buyers, For Buyers, Rent vs. BuyHomeownership Is Full of Financial BenefitsA Fannie Mae survey recently revealed some of the most highly-rated benefits of

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It's Tempting To Sell Your Own Home, But ...

For Sellers, FSBOs, Pricing, Selling MythsDon’t Sell on Your Own Just Because It’s a Sellers’ MarketIn a sellers’ market, some homeowners might be tempted

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How Has The Past Year Altered The American Dream of Home Ownership

Buying Myths, Demographics, First Time Home Buyers, For Buyers, MillennialsIs Homeownership Still Considered Part of the American Dream?Since the birth of our nation,

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The US Government Wants To Help You Buy A Home This Year!

Down Payments, First Time Home Buyers, For Buyers, Move-Up BuyersYour Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a

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How Does Listing Square Footage Vary from an Appraisal Measurement?

© fizkes - AdobeStockHow To Handle Square Footage IssuesShare  otage is important in home sales and a key number for helping to set a home’s price. But what happens when the

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Keeping Safe During an Open House

How to Keep Your Home Safe During an Open HouseOpen houses can increase the likelihood that your home will sell but it can also increase the potential of theft. “With so many people touring

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Are We In a "Bubble" Again? Will the Market Crash?

For Buyers, For Sellers, Pricing5 Simple Graphs Proving This Is NOT Like the Last Time With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19),

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Interest Rates Changing? See What The Does to Your Housing Budget

First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, PricingHow a Change in Mortgage Rate Impacts Your Homebuying Budget193SHARES0794110Mortgage rates are on the

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Good News for Sellers!

For Sellers, Housing Market Updates, Infographics, Move-Up BuyersBuyer Competition Is Good News for Sellers [INFOGRAPHIC]Some HighlightsWith so many buyers looking for homes to

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Market Dynamics Favor Selling Sooner Rather Than Later

For Buyers, For Sellers, Housing Market UpdatesThinking of Selling? Now May Be the Time. The housing market has started off much stronger this year than it did last year. Lower

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Austin Housing Market Explained in Two Numbers

Red-Hot Austin Housing Market Explained in Two NumbersBy Brandon Cornett | April 2, 2021 | © HBI, all rights reservedWe need some new adjectives to describe the real estate market in,

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More Real Estate Myths Exposed ... Don't Be Duped

Buying Myths, For Buyers, For Sellers, Housing Market Updates, Infographics, Pricing, Selling Myths2021 Real Estate Myth Buster [INFOGRAPHIC] Some HighlightsThere

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Are We Repeating the Mortgage Mistakes of the 2007 Recession

For Buyers, For Sellers, Housing Market UpdatesThere’s No Reason To Panic Over Today’s Lending StandardsToday, some are afraid the real estate market is starting to look a lot

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Taking the First Step in the Homebuying Process

First Time Home Buyers, For Buyers, Move-Up BuyersThree Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey When the number of buyers in the housing market 

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How To Really Compete as a Buyer in this Red-Hot Market

6 Steps for Buyers Competing in a Tight MarketCategories: Down Payment Assistance Down Payment Help First-Time Homebuyers Home Buying Home Buying Process Homebuyer

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The 20 Percent Downpayment Myth...Busted

You Don’t Need 20 Percent Down to Buy Your Next Home. Here’s why.Categories: First-Time Homebuyers Home Buying Process Homebuyer ProgramsA down payment is simply the

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Tight Housing Market? You Need to Re-Think Your Approach to Listing Prices

Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers, PricingWhy You Should Think About Listing Prices Like an Auction’s Reserve

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5 Inspiring Home Trends and Remodeling Trends for 2021

With the impact of COVID-19 seeming to be having a permanent impact on our lifestyle, in my latest blog post I examine several trends in home design and remodeling that are likely to be with us for

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Cutting Costs With Organic Food

Organic food usually tastes better, and is better for you, but it can also be very expensive compared to non-organic products. Organic food can cost nearly 50 percent more, thanks to the extra labor

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